Resources for Buying and Selling Online Businesses

Fast, Flexible Funding for Marketing, Inventory, Or Hiring From $10K – $5M

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Asher Ismail

Asher Ismail is the Co-founder of Uncapped, Europe’s first revenue-based finance provider. He is also the Founder of InterTech Diversity Forum and a Board Member for Tech London Advocates and Global Tech Advisors. Prior to founding Uncapped, Asher worked as the CEO at Midrive, the General Manager and Group Director of Strategy at Moneysupermarket Group, the Head of Click to Call at Skype, and a Consultant at the Boston Consulting Group. He was also the CEO and Founder of Make it Matter, an online marketplace that connected local social projects with individuals who wanted to help.

Here’s a glimpse of what you’ll learn:

  • [02:29] Asher Ismail talks about how he developed an alternative for raising capital as an entrepreneur
  • [07:49] How to overcome stress and variability in fund repayment
  • [12:46] Asher explains his data-driven approach to funding
  • [17:39] The typical businesses Uncapped works with
  • [19:35] Asher shares some client success stories and discusses the services Uncapped provides to help businesses grow

In this episode…

Are you a new e-commerce business looking for a better way to grow? Have you been struggling to find a fast and effective method to fund your company? If you answered yes, you don’t want to miss this episode!

Uncapped is a successful revenue-based finance provider that believes you shouldn’t have to make sacrifices to scale. With Uncapped, you are free to rapidly grow your business without being strapped to a chain of debt. The company has given over $150 million in funding to emerging entrepreneurs. Now, Uncapped Co-founder Asher Ismail is here to share his story with you.

In this episode of the Quiet Light Podcast, Joe Valley sits down with Asher Ismail, the Co-founder of Uncapped, to discuss how his company is helping entrepreneurs grow without giving up control of their businesses. Listen as Asher talks about his data-driven approach to funding, the ins and outs of his fund repayment system, and the benefits of working with Uncapped. Plus, he shares an exclusive offer for Quiet Light Podcast listeners. You won’t want to miss this!

Resources mentioned in this episode:

Sponsor for this episode…

This episode is brought to you by Quiet Light, a brokerage firm that wants to help you successfully sell your online business.

There is no wrong reason for selling your business. However, there is a right time and a right way. The team of leading entrepreneurs at Quiet Light wants to help you discover the right time and strategy for selling your business. By providing trustworthy advice, effective strategies, and honest valuations, your Quiet Light advisor isn’t your every-day broker—they’re your partner and friend through every phase of the exit planning process.

If you’re new to the prospect of buying and selling, Quiet Light is here to support you. Their plethora of top-notch resources will provide everything you need to know about when and how to buy or sell an online business. Quiet Light offers high-quality videos, articles, podcasts, and guides to help you make the best decision for your online business.

Not sure what your business is really worth? No worries. Quiet Light offers a free valuation and marketplace-ready assessment on their website. That’s right—this quick, easy, and free valuation has no strings attached. Knowing the true value of your business has never been easier!

What are you waiting for? Quiet Light is offering the best experience, strategies, and advice to make your exit successful. To learn more, go to quietlight.com, email [email protected], or call 800.746.5034 today.

Episode Transcript

Intro  0:07

Hi, folks. It’s the Quiet Light Podcast, where we share relentlessly honest insights, actionable tips, and entrepreneurial stories that will help founders identify and reach their goals.

Joe Valley  0:29

Folks, welcome to another episode of the Quiet Light Podcast. My name is Joe Valley, your host, and I have a special announcement today. So don’t fast forward, I want to go ahead and try to do what our friends at E commerce, I’m sorry, EcomCrew do our buddy, Mike Jackness over there does something called Under The Good. It’s an episode where he will have somebody join the podcast to talk about their business. And growing from the marketing side, what I’d like to do is and under the hood, for somebody that wants to exit their business, it’s almost like it’s going to be a live discovery call or valuation call, we’ll do it without giving away the name of the brand itself. And try to be as you know, confidential as we can with all the all those details, it’ll be discussed in advance, of course, with the person that we decide to do it with. But if there’s anybody that’s interested in that, I’ve done no preparation whatsoever in terms of a form to fill out or anything like that. So just hit me up with an email that says under the hood in the subject line, and shoot me an email at [email protected], and I’ll reach back out with a form you can fill out and see if we can get you on the show for an under the hood segment. Okay, appreciate appreciate you tolerating my little spiel there. Now let’s go on to the good part of today’s podcast. We’ve got Asher Ismail, on the show today talking about getting funding for e-commerce businesses, something that we all struggle with from time to time, it’s been an issue, especially if you’re growing rapidly, one of the hardest things to do is get money to buy more inventory. So we’re gonna talk about that today. And much more, a little bit about Asher’s story as well. Asher, welcome to the Quiet Light Podcast.

Asher Ismail  2:09

Hey, thanks so much for having me really looking forward to the discussion.

Joe Valley  2:12

Good to have you here. Man. Let’s let’s talk about your journey. You’re an entrepreneur just like me, just like everybody that’s listening that wants to be an entrepreneur. What is your journey from an idea of maybe starting this company to make it come to fruition? How did it all begin?

Asher Ismail  2:29

Well, I guess Uncapped was really born out of my own frustrations of, you know, raising capital. I, you know, it’s the challenges I face when I was first launching that that initial business. I started back in 2003. And I was young, and I was just trying to raise 100k. And I probably had 100 meetings and 100 nodes. And, you know, I didn’t want to take financing from the banks, because they all wanted personal guarantees. And venture capital was my deal, either, because I didn’t have a track record, or connections or warm introduction. And so I just repeatedly missed out on growth opportunities. And then when I was raising money for my second business, you know, I thought I had it all figured out. And I raised millions and venture capital money, but I also got terribly diluted. And I just started to realize that the options for me were really limited. And it was just depressing to think, you know, I could work so hard and own so little of my company. And I guess I just noticed, it wasn’t just me, you know, growing businesses were often left to choose between raising costly venture capital or burdening themselves with traditional debt. And so yeah, I thought there must be a better way. And I started to work on Uncapped and basically to bring this more fair alternative to funding first to Europe, and now North America. And you know, since we’ve now given you know, over $150 million of funding to businesses and gone on to create lots of great opportunities, but also helped a lot of e-commerce owners really keep more of their business and you know, saved millions and dilution.

Joe Valley  3:57

Let’s talk about the difference between venture cap money and dilution versus funding for businesses. Can you just define the two for the for myself in the audience?

Asher Ismail  4:06

Yeah, well, you know, I would say first, I think probably investors have been pretty uncreative in terms of how they’ve, you know, thought about funding businesses historically. And the two traditional models are either, you know, you saddle your business with debt, which means, you know, going and taking out a loan, and, you know, often that can be very restrictive for the founder, it takes a lot of time to raise, and also can come with personal guarantees or covenants attached to them. And I’d say no debt, it’s really designed for unlocking liquidity from fixed assets. But the truth is that, you know, fast growing e-commerce businesses, that’s not something they usually have. And then on the other hand, of course, equity, equity is a great thing for funding uncertainty. But if you think about you know, raising large amounts of equity say for example, from venture capital 0.05 percent of businesses raise money from VC. We talk about it a ton. Because obviously, we see all the big headlines of folks raising large amounts. And, you know, you can’t blame founders for wanting to chase that. Because, you know, that’s what you might see in TechCrunch, or other things. But the truth is that for so many businesses, it’s not necessarily the right choice, because it’s incredibly expensive. It also takes a long time to raise

Joe Valley  5:24

expensive and you lose control your business and you don’t have as much of your own equity. Is that the way that it’s expensive?

Asher Ismail  5:32

Yeah. So you know, typically, with each funding round that a business does, you’re going to give away 20 to 30% of your business. And once you give it away, you know, you can’t get it back, at least not very easily. So it can be Yeah, very expensive way, if you really believe in the value of your company, being a lot greater in the future. And I think most of us entrepreneurs like to believe we’re building and working on something every day that’s really valuable and will become more valuable in the future. So yeah, it’s costly.

Joe Valley  6:00

So Mark, my business partner, I would just chatting about some news that came to us that a company called Micro acquire, which is a platform for buying and selling small online businesses, just raised some venture cap money at an $80 million valuation. So they raised $6 million at an $80 million valuation. The first comment that Mark made was, you know, that’s what happens when you bootstrap a company and it’s not profitable, you raise money. Would you agree that that’s an accurate statement?

Asher Ismail  6:33

Well, I would say, you if you think about bootstrapping, in general, the principle of it, right, is that actually, you’re self funding, right? So the challenge of bootstrapping is that it limits your growth. So because you can only reinvest the profits into gaining that additional growth. And so yeah, if you have a bootstrap business, that reaches a point where actually you’re trying to say, hey, we want to actually grow at a much faster clip, maybe to do something that outpaces you know, what our current profits generate, that’s when you might move to saying, hey, equity, it’s now the right time, if you really believe in that, that next, the next second act, if you will, of the business.

Joe Valley  7:13

And you really have to, I think understand yourself as an entrepreneur, first and foremost, you know, do you want to have essentially business partners, you become much more of a grown up very quickly, I would think if you raise venture capital money, then if you’re bootstrapping and growing slower, and with revenue based financing, which is what you do, and others do it as well, the owner of the business, chooses how quickly they want to grow, based upon how much money they can get from financing, and they still own 100% of the business. It’s, it’s got a fancy name, revenue based pipe financing, but it’s essentially a loan, and they get paid back how from a percentage of the revenues. How does it How does it work?

Asher Ismail  7:58

Well, I think we like to think of ourselves quite different from a loan, because I think a traditional loan, when you talk about it has an interest rate. And it also has a term and one are being

Joe Valley  8:09

affected to yours,

Asher Ismail  8:13

exactly a date which you need to repay these funds by and probably fixed repayment structure. Right. And that can also be one of the most challenging things. Because if you’re running a business where there’s some seasonality, pretty common in e-commerce, if you’re running a business where there’s some variability in how you’re doing, or in our current climate, where you’re having some of the challenges around what we’re seeing with suppliers, and you know, the the timing, that revenue is going to come in, that makes a lot of entrepreneurs worried about going out and taking additional capital. I know, for me, that was my always my biggest fear. I was like, hey, if I go in and take this other fund, will I actually be able to pay it back? Am I gonna afford those repayments will actually the, you know, what’s supposed to be the solution to my my problems actually become my biggest worry. So, you know, what we’re really passionate about Uncapped is that, you know, founders shouldn’t have to give away equity, or, you know, take on a personal guarantee to fund their growth. So we provide fast, flexible funding to e-commerce businesses, for marketing, for inventory, for hiring, for acquisitions to and you know, we do it without those personal guarantees, or dilution. And in terms of how the model works, it’s pretty simple. You know, we provide this capital that starts from 10k, up to 5 million, and we charge a flat 6% fee on the capital that we provide. So businesses only repay the capital, as they make revenue, and there’s no set repayment date. There’s no compounding interest. It also means that businesses don’t have to pitch you know, they don’t have to create a business plan, or go and have a bunch of coffees with investors. And I think that’s super important because it means that they can get back to actually growing their company, focusing on their customers and their products and their Team. And you know, typically we’re funding businesses in 24 hours.

Joe Valley  10:04

Tell me about the repayment schedule said its revenue based. How does it work?

Asher Ismail  10:08

Yeah, so, you know, unlike a loan, because the repayments are tied to revenue, if the business slows down, the founder isn’t cut out, the repayments also slow down. So you know, we’re taking that, you know, fixed portion of your daily sales, say, for example, you wanted 100k to spend on marketing, we take back a fixed portion of your daily revenue, that might be like five or 10%, until we get 106k. Back. So you’re just paying that 6%

Joe Valley  10:36

flat fee. That seems incredibly reasonable. That’s 6%, how long you’ve been doing this for?

Asher Ismail  10:41

So we’ve been going since 2019. So just over two years, we’ve grown incredibly fast, because I think entrepreneurs have realized that, hey, there should be a better way to fund their businesses. So we started in the UK, we’re now in 22 countries, including the US, Germany, Poland, Spain. And yeah, then just growing exponentially deploying hundreds of millions of dollars, we actually now fund more businesses in a day than a typical VC will find in a year.

Joe Valley  11:11

Incredible. Let’s talk about a word you uttered in there, which was acquisitions that you actually fund acquisitions, occasionally as well. Half our buyers or half our listeners are probably buyers, or will be buyers at some point of these online businesses. Talk to me about the funding for acquisitions, please.

Asher Ismail  11:31

Yeah, I mean, this is such an interesting space, and obviously really expanding like you mentioned microclimate earlier, as well as being like, you know, a way that bootstrapping businesses are, you know, starting to be able to get, you know, more acquisitions happening, but I’m sure you know, in your space, I know how much you guys have been growing. And, you know, I can only imagine that space is getting hotter and hotter. One of the challenges, of course of funding acquisitions is the funding for them can also be really slow. And you know, part of being an attractive buyer is also being able to access the capital, that you need to be able to make that deal quickly. And, you know, having the confidence that you can go out and execute against it. It’s also about you know, the opportunity because I always think like, you know, strike while the iron is hot, is a phrase, I probably say too much. And I think it kind of it matches that mantra of like, you know, the funding is the key part that often is the slowest part of the journey. So yeah, we’ve been increasingly working with businesses that are looking to acquire other e-commerce businesses. And yeah, helping them get get deals done.

Joe Valley  12:33

Can it be someone that is in the corporate world wanting to leave that world to buy an online business, they’ve identified one, and you give them funding based upon the business that they’re going to buy? Or is that not the case?

Asher Ismail  12:46

Well, historically, about our approach has really been looking at an existing business. And using, you know, the same approaches and analysis that we do. And then thinking about that abilities business to acquire an additional one. Okay, a little, maybe I should explain a little bit about how our model works. And like how we’re able to make decisions so quickly, please do. And it comes down to basically our underwriting process, if you will, which is a bit different from what a bank or a VC would do, how we work is that we connect to the data sources that the business already uses to run. So that might be your Facebook account, or your Stripe account, your Shopify, and we use that live data to be able to make a really quick, but also like, unbiased decision, because we’re using the live information about how you’re performing, rather than you know, the background or the profile of the entrepreneur. And it also means that it simplifies that process overall, because it’s not like a complex due diligence that you’d normally have to do when you go out and raise funds. Because we’ve used this live real data, we’re already confident our decision, and we can actually get you and get you the money really, really quickly. So yeah, it’s a it’s a technology driven approach, a data driven approach. But one that is also therefore incredibly fast.

Joe Valley  14:04

Are you guys losing any money in this process? I mean, you got to make some bad bets now and then, right?

Asher Ismail  14:09

Well, you know, what’s funny about our model, what we like to say is that, you know, we never make an offer to founders that we don’t think they can afford. And I guess our approach is a bit different. Because, you know, in a VC world, they need, you know, one out of 10 of their bets to pay off, right? We need 99 to 100% of the bets that we make the payout. And so that means we’re really focused on using this data in this intelligent way to really make good decisions, but also about supporting the businesses that we go on to fund. So you know, we like to, you know, use the same data insights to actually be the smartest money that a founder can get. A lot of investors talk about being smart money, but we tried to be the smartest money because actually we have the data insights to help businesses unlock additional growth. So, you know, the underwriting we use, we can turn around and you know, share that with an entrepreneur. Give them input and ideas about how they can, you know, take their business to that next level and, and hopefully pay us back as well. It’s a real win win relationship.

Joe Valley  15:07

This might be a silly question or a dumb question. But it seems like your margins are very tight as a business model, right? You’re getting lending to then share with these entrepreneurs. And your markup must not be very high, because you’re charging 6% you’re getting you’re getting your money a two or 3% How’s it work, if you don’t mind, divulging some of your own business model?

Asher Ismail  15:30

Well, you know, it works out for us, I guess, in the sense of, you know, being really confident about who is repaying us, and, you know, making sure that that those two pieces work together, there’s also a broader approach, you know, so we’re now not only helping entrepreneurs think about funding, we’re also helping them with a broader set of financial needs. So, you know, recently, we launched more into banking, generally, about helping ecommerce entrepreneurs access other tools and services that support all those other financial needs, they might have from the basics of what you would expect from you know, a modern digital bank, to also, you know, unique services that are really designed for e-commerce, you know, that, for example, help them access their cash faster, or pay their bills and automated ways that save them time and money. And you know, where it’s part of a really a broader strategy around how we’re gonna, you know, tag tackle the entrepreneur, entrepreneur market.

Joe Valley  16:23

Wow, interesting. When an entrepreneurs out there growing their businesses is thriving, but they’re short on cash, is that the time to make a decision to reach out to you? Or is there some magical best time to talk to you?

Asher Ismail  16:36

Well, you know, my advice, generally, always about fundraising is if you want to be successful in fundraising, you don’t want to do it, and from a moment of desperation, when you need to, and, you know, I always say, as well to entrepreneurs, the first question to ask when you’re raising money is, do you really need to raise money, which is kind of a funny thing to say, as someone who you know, would be lending money to businesses. But I think it’s so important, because, you know, so often I say, you know, I see entrepreneurs, who’s who just think, Hey, I have to raise this money, it’s the only way that my business is going to work. But of course, if you understand, you know, what you would do, if you didn’t raise that money? It actually means that you’re now able to understand how to make your business work. And knowing that removes the desperation and actually just makes you much more investable.

Joe Valley  17:27

Is it only e-commerce that you fund? Because, you know, when we think e commerce, it’s generally a physical product based business? Of course, it’s all e-commerce, because it’s electronic commerce. But are you funding SAS content sites, different different types of business models that are online businesses? Or is it just physical products? ecommerce businesses?

Asher Ismail  17:48

Yeah, there’s there’s a joke that is going around, of course, that soon, you know, M commerce will, you know, our e-commerce will just be commerce, you know, as every business kind of goes online. But yeah, we do. We do support other business models as well. So you know, we have funded companies in the SAS space, we’ve been other companies that are other types of subscriptions or marketplaces. E-commerce, of course, has been huge, because of the incredible growth that we’ve seen in that space. Right. It’s an unprecedented time, of growth and opportunities. But yeah, we have funded by businesses and a lot of other areas as well. Actually, one of our biggest, you know, customers in the UK, is a company called Marshmallow, who, you know, offers insurance to, you know, expats and immigrants. And, you know, they’ve recently gone on to be, you know, the second black owned unicorn. So, you know, we’re really proud to be, you know, part of the story of some of those businesses, we ended up saving them seven a half million pounds in dilution. So just shows you the value of being able to, to, you know, switch up how you think about your cap table a little bit. And optimize it was actually funny we were talking to, they told us the story where they were like, discussing with their investors, who would come into the round, and they were like, analyzing their business. And they were like, Hey, how do you guys build such a big business? And you guys own so much of it? What are we missing here? And there was oh, eight. Oh, you guys work with a cat. And they get they got it? So you know, it’s like, great stories like that of, you know, how we can help other types of businesses as well. Just, you know, save some dilution and keep more control.

Joe Valley  19:26

Do you have any other you know, smaller success stories that are in the physical products, ecommerce business? You know, let’s hear a couple

Asher Ismail  19:35

I just Well, you know, one, one I love to talk about is a fashion brand called headwind. They were one of our first customers. And you know, like so many e-commerce entrepreneurs that are working in fashion, they had to juggle cash between inventory and marketing. So they’d have to wait basically for the current season to sell so they could invest the returns on the next and that really limited their growth. And Alex Nana Are the other founders of how to win. They’re incredibly savvy, they both came actually from finance backgrounds. So they assessed all the options, you know, they went and looked at VC and venture debt, but they just wanted a more affordable option to get them to that next level. And so they signed up with us for an advance of, you know, 50k. And they used it to increase their inventory. And with that new funding, in a quarter, they saw their revenues grow 11,000% Compared to the previous year, to big number. And it’s pretty incredible, right? Because if you take know, some great founders, with a great business model, who were just constrained by something as simple as being able to access the inventory that they needed, they were able to unlock incredible growth. Other businesses that we would see, I guess, right now, so many founders, I think, have been really struggling with the global supply chain challenges, of course. So I think a really awesome story that, you know, just happened recently was an entrepreneur had, you know, saw that challenge in the previous period. And the fact that their inventory time periods were just taking way longer. And there’s so many, you know, entrepreneurs who have just been kind of stuck out from that situation where there may end up having a stock out, or a problem. And this particular company, they took a different approach. And they said, Hey, let’s actually make that into an opportunity. And they went out and talked to their suppliers. And they said, hey, if we actually bought, you know, double the normal inventory that we buy, could we get a 10% discount. So they negotiated that, and then of course, they turn around and then got the capital from us for a 6% fee. And they took something that otherwise was, I think, causing so many entrepreneurs to have a headache, and actually improve their margins. So I think there’s great ways that people can, if they’re being savvy about their business, and they understand the dynamics of what’s happening, they can actually take some of these situations and actually make them. Yeah, a real great play that works out for them.

Joe Valley  22:01

It’s so desperately needed by so many people, that example of, you know, negotiating a reduction in cost of goods sold adds so much value to the company, to the bottom line to their pocket, but almost so much value, when they eventually exit the business as well. And they did it with your money, which is great. Instead of their own. You know, a lot of folks in this in this business just they bootstrapped it. They used credit cards, they used a HELOC. They used money from friends family anywhere they could get it beg, borrowing and stealing. But the the growth of businesses like yours, I think, are really tremendous. And helping entrepreneurs get out of that, that cash strapped bind, and working with the traditional banks just not a good thing, right. We’ve personally Quiet Light setting up a line of credit with Bank of America, and it’s a royal pain in the butt so much to the point where Mark and I still have the form in our inboxes. And we haven’t filled them out because it’s just a it’s not fully necessary, but we just feel like we should have one. But they make it so much more complicated than they need to so good on you, I think it’s a great opportunity for entrepreneurs to get some capital for more inventory, renegotiate your cost of goods sold in the process, and stop being so cash, cash poor, and in their businesses. So it’s great to tell me the difference, though, you know, there’s, there’s a few different companies out there like yours that are doing this. You’re very accessible, your site’s really clean and easy. I looked at it, page one, boom, I fully understood what you did. What is it, though, that sets you apart from others that do the same similar type of funding?

Asher Ismail  23:42

Yeah, well, I think you know, the biggest thing is, is that second part and in banking that you were mentioning, so you were talking about a the challenges of opening up that bank account that you’re having, you know, we’re we’re really trying to expand and support entrepreneurs is not being just part of their funding story, but being part of their overall growth. And you know, with us, you can actually we had a customer who opened up their Uncapped bank account, and one minute and 40 seconds. So that just happened yesterday. So you know, I think that it is such an opportunity to be able to help entrepreneurs on this broader range of services, and think about, you know, all the ways that we can help them grow. And so I think that’s one key thing, when it comes to our funding specifically, I think it’s about the support that we’re giving entrepreneurs, after they get the money. So many times people are focused on hey, how do I first just get the you know, get the advanced at the lowest price possible. But I think the support and service and, you know, knowing that we’re there to help you, you know, have one of our reps, turn around and be able to talk to you within an hour to be able to, you know, talk about a future advance or additional funds for an opportunity you had and also consult with our advisors to get ideas and insights about how you can leverage our data to help you get more growth out of your business. So we just want to keep adding you know, more value add to what we do and delivering great service and getting, you know, awesome recommendations, because that’s really what helped us grow to where we are today?

Joe Valley  25:07

Well, I think you’d grow a lot more based on what you tell me, you’re in the right place at the right time helping lots of people who need it so good for you good for the folks that are gonna be able to work with you. Asher, how do folks find you online? How do they reach out to you? How do they learn more about what you do?

Asher Ismail  25:23

Well, first of all, you know, visit our website at weareuncapped.com. I also, if you want to reach out to me, I’m on LinkedIn. And actually, every week I’m sharing ideas and content about helping entrepreneurs grow their business, or deal with the different scaling journeys along the way. So, you know, great follow for insights there, if that’s of interest. But I also wanted to say that we had a little bit of a special offer for your listeners. You know, last month, we ran a really successful campaign where we have, you know, ecommerce businesses that are doing at least 10k per month, and they wanted to scale faster to, you know, purchase more inventory or accelerate their marketing. And we ran this campaign last month, where we were able to fund hundreds of businesses, and we gave them up to 50k of funding for absolutely free. So no fee. Normally we charge a 6% fee. But last month, we did it for exactly zero. And you know, on our website, you won’t find mention of it anymore, it’s gone. But Joe for listeners, your podcasts, we’re ready to make it happen again. So all you have to do is reach out to me at [email protected] with the subject line Secret 50k and a bit about you to see if you qualify. And yeah, we’d be really excited to hear about your store and you know, get you some more funding to grow even faster. Brilliant.

Joe Valley  26:48

I love it. Weareuncapped or [email protected] Fantastic. Asher, thanks so much for your time today. I really appreciate it. We’re gonna need to check in another six to 12 months to see how much you’ve grown because I think it’s going to be pretty tremendous. So thanks for your time today. Appreciate it.

Asher Ismail  27:06

Thanks so much for having me.

Outro  27:09

Today’s podcast was produced by Rise25 and the Quiet Light content team. If you have a suggestion for a future podcast, subject or guest, email us at [email protected] Be sure to follow us on YouTube, Facebook, LinkedIn, Twitter and Instagram and subscribe to the show wherever you get your podcasts. Thanks for listening. We’ll see you next week.

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